Finance

Auto Loans

The Midland Ford finance department is focused on ensuring your experience with our dealership exceeds your highest expectations. Our friendly finance managers work with people from all over including Midland, Mt. Pleasant, and Freeland to ensure our customers get the right finance program at the most competitive rates.

We strive to work with each customer to ensure their satisfaction. We have financed customers from Bay City to Willard. Whether you are right down the road or an hour away from Midland you can use our quick pre-approval form to qualify for one of our finance programs. Additionally, we provide you with a payment calculator to estimate your buying power and monthly payments.

How is your credit?

Whether it is perfect or not so great, we can custom design the right financing package for your next vehicle purchase.

The Midland Ford loan process can help you find the best interest rate for your next vehicle purchase.

Try our FREE credit application today!

Great New Vehicle APR!*

Competitive Used Vehicle Rates*

We have hundreds of new and used Ford, Lincoln vehicles for immediate delivery and access to some of the lowest interest rates in the business. *Rates subject to change. Please see dealer for up to date rates.

Due to our special arrangements with local and national lenders, we can help you get the new or used vehicle you deserve. Whether your past credit is near perfect or not so perfect, we can help!

Complete our FREE credit application and our team of finance professionals will begin working for you. We have hundreds of Ford, Lincoln vehicles currently available for immediate delivery.

Have you been turned down before? We can help. We have programs to help you get into a car and rebuild your credit. We are able to overcome most credit problems.

To get started, fill out our FREE credit application online.

Once the application is completed, the Midland Ford finance team will put together a loan package that is tailored specifically for you.


Online Credit Application

Fill out our online credit application and get pre-approved for your next vehicle.

Link: Get Pre-Approved


Our Financial Services Include:

  • Competitive rates direct from the manufacturer and local Michigan banks
  • Quick approvals
  • Value-added services to protect your vehicle investment
  • Extended warranty programs
  • And many more finance programs to fit your needs

We are always happy to answer your questions so please don't hesitate to contact us today!

Apply for Financing Pre-Approval at Midland Ford

When you're ready to drive home in your new or pre-owned vehicle from our inventory, consider choosing us for your Ford financing. Our team offers exceptional customer service and tailors your lease or loan to meet your needs. Why wait any longer? Learn more about how you can get pre-approved today.

Learn More About Our Online Finance Pre-Approval Application

Our ford finance center makes it easy to apply for financing. Our online credit application can be completed from anywhere, whether you're waiting in the carpool line, hanging out on your couch, or at your computer. This application asks you for a few key pieces of information and allows you to obtain pre-approval before you come to our dealership for your consultation. It streamlines your appointment, too, allowing you to finalize your payment plan quickly.

Besides our credit application, feel free to take advantage of our other online finance resources. You can easily value your trade, calculate potential payments, and more. Our credit application and other finance tools are secure and encrypted; your information and peace of mind will remain protected when you use our forms.

Why Choose Our Finance Center?

The team at our finance center is committed to getting you behind the wheel of a car from Midland Ford. We understand that when you decide to finance a new Ford car, it can feel overwhelming. However, our team is here to support you every step of the way, from the moment you reach out to us to long after you leave our lot.

Contact Us Online

Ready to apply for an auto loan? Get started with our new inventory if you haven't already, or jump into our pre-approval application. Our team would love to talk with you. So, if you have any questions or concerns, don't hesitate to reach out. When you contact us, our staff can set you up with a finance appointment or test drive. We look forward to seeing you at Midland Ford soon.

If you're ready to get started with the auto financing process, all you need to do is complete our contact form. Alternatively, you can always stop by during regular business hours to speak with a dedicated member of our finance team. Once you're ready to talk financing, we're conveniently located in Midland, which is just a short drive from surrounding Bay City, Freeland, Sanford MI and Auburn MI areas.